Free Retirement Assessment

Let's see where you actually stand.

Takes about 5 minutes. No obligation. Jonathan will review your answers personally and reach out within one business day.

Step 1 of 9

Which retirement system are you in?

This determines everything about how we look at your situation.

CalSTRS
Certificated employees, teachers, counselors, administrators with credentials
CalPERS
Classified employees, support staff, custodians, office workers, paraprofessionals
I'm not sure
Step 2 of 9

How old are you?

Your age affects contribution limits, conversion strategies, and when it makes sense to retire.

Under 40
40 – 49
50 – 59
60 – 64
65 or older
Step 3 of 9

When do you plan to retire?

I'm already retired
Within the next 2 years
3 – 5 years
6 – 10 years
More than 10 years away
Step 4 of 9

How many years of service credit do you have?

An estimate is fine, this affects how we think about your pension calculation and whether certain thresholds are within reach.

Under 10 years
10 – 19 years
20 – 24 years
25 – 29 years
30 or more years
Step 5 of 9

Do you have a 403(b) or 457(b)?

If so, who is your provider and roughly how much do you have in it?

Yes, I have one (or more)
No, I don't have one
I'm not sure what I have

Step 6 of 9

Are you married or in a domestic partnership?

This affects pension election strategy and survivor benefit planning.

Yes
No
Step 7 of 9

Do you currently work with a financial advisor?

Yes
No
I used to but not currently
Step 8 of 9

What is your biggest retirement concern right now?

Pick the one that feels most urgent.

Understanding my pension options
Survivor benefits, payout structure, when to retire
My 403(b) situation
Fees, investment choices, whether I should roll it over
Whether I'll have enough income
Making sure my money lasts through retirement
Taxes and Roth conversions
Minimizing what I owe the IRS in retirement
Step 9 of 9

Last step, how should Jonathan reach you?

He reviews every assessment personally and will reach out within one business day.


✓

You're all set.

Jonathan will review your assessment personally and reach out within one business day.

In the meantime feel free to explore the site. The pages on sequence of return risk and pension maximization are good places to start.