Disclosures

Firm Registration & Identifiers

Jonathan Pace, doing business as Pace Financial & Insurance Services, is an Investment Adviser Representative (IAR) of Tactive Wealth Advisors, LLC ("Tactive"), an SEC-registered Investment Adviser. Only IAR representatives listed on Tactive's Form ADV are legally permitted to give specific investment recommendations to clients. Registration with the SEC does not imply a certain level of skill or training.

Introduction and Risk Disclosures

This website is provided for informational purposes only. Investments involve risk and, unless otherwise stated, are not guaranteed. Fees and expenses apply to ongoing investment management by Tactive, and over time these fees and expenses will reduce the return of the investment. Be sure to consult with a qualified fiduciary-only financial adviser and/or tax professional before implementing any strategies. This website and the information contained within are not intended to provide investment, tax, or legal advice.

This website is limited to the dissemination of general information pertaining to Tactive's services, together with access to additional investment-related information, publications, and third-party links. Accordingly, the publication of this website's content should not be construed by any viewer, customer, or potential client as a solicitation by Tactive to effect, or attempt to effect, transactions in securities, or the rendering of personalized investment advice for compensation over the internet.

Any subsequent direct communication by Tactive with a prospective customer shall be conducted by a registered representative of the firm.

Information contained within this website is believed to be accurate and from reasonably reliable sources. Information that may be derived from third parties is reviewed for reasonable reliability but should not be relied upon to make any investment decisions. All such information is provided solely for the convenience of users and should be evaluated accordingly.

Charts, graphs, formulas, or planning illustrations displayed on this website are not intended to be used on their own to determine which securities to buy or sell, or when to buy or sell them, and are offered for educational purposes only. Nothing on this website should be relied on as a promise or representation as to the future. Past performance cannot be relied upon; various risks, uncertainties, and assumptions will affect future outcomes.

Advisory Services

Investment advisory services are offered through Tactive Wealth Advisors, LLC, a Delaware limited liability company and SEC-registered investment advisor (CRD #309311). Tactive Wealth Advisors, LLC is the advisor of record for all investment management services referenced on this website.

This website and its content is operated by Jonathan Pace in his capacity as an Investment Adviser Representative of Tactive Wealth Advisors, LLC. For complete information about Tactive Wealth Advisors, LLC, including services, fees, and conflicts of interest, please review the firm's Part 2 Brochure and Part 3 Relationship Summary (Form CRS) found here: adviserinfo.sec.gov/firm/summary/309311, or request this information directly from Tactive upon written request to compliance@tactivewealth.com.

Insurance Services

Jonathan Pace, doing business as Pace Financial & Insurance Services, is licensed to discuss and transact insurance products in the State of California (License #0K93458). Insurance products and services are offered separately from and independent of Tactive Wealth Advisors, LLC. Tactive Wealth Advisors, LLC does not offer or endorse any insurance products.

Website and Content Disclosures

This website is intended for informational and educational purposes only. Nothing on this website constitutes investment, tax, or legal advice, nor is it a solicitation or offer to buy or sell any security or investment product. All content is general in nature and may not apply to your specific financial situation.

The information on this website is believed to be accurate as of the date of publication but may be subject to change without notice. Third-party data, statistics, and research referenced on this website are obtained from sources believed to be reliable, but their accuracy and completeness cannot be guaranteed.

CalSTRS and CalPERS rules, benefit formulas, and contribution limits are subject to change by the state legislature. Information on this website regarding pension calculations and benefit rules reflects current understanding and should be verified with CalSTRS or CalPERS directly for your specific situation.

Investment Risk Disclosures

All investing involves risk, including the potential loss of principal. Past performance does not guarantee future results. The value of investments and the income derived from them can go down as well as up. You may not get back the amount you originally invested.

References to specific investment strategies, asset classes, or historical returns are for illustrative purposes only and do not represent a guarantee of future performance. The examples used on this website, including references to the 2008 financial crisis, specific company stock performance, and historical market returns, are for educational purposes and do not reflect the performance of any specific Tactive Wealth Advisors portfolio.

The bucket strategy, Roth conversion analysis, pension maximization modeling, and other planning strategies discussed on this website are general concepts. Results will vary based on individual circumstances. All specific recommendations are made only after a comprehensive review of a client's individual situation.

Social Security and Government Benefit Information

Information regarding the Social Security Fairness Act, Windfall Elimination Provision (WEP), Government Pension Offset (GPO), and related benefit calculations reflects legislation as of January 2025. Benefit amounts are determined by the Social Security Administration based on individual earnings records. Consult the Social Security Administration directly or at ssa.gov for information specific to your situation.

Third-Party Research and Quotes

References on this website to research by Vanguard (Advisor Alpha), Morningstar (Gamma), David Blanchett, Michael Finke, Morgan Housel, and others are for informational purposes only. These third parties are not affiliated with Pace Financial & Insurance Services or Tactive Wealth Advisors, LLC, and their mention does not constitute an endorsement of their products or services.

The Warren Buffett quotation referenced on this website is attributed to his annual shareholder letters, which are publicly available. Its inclusion is for educational illustration only.

Firm Registration and Regulatory Disclosures

Tactive is an SEC-registered Investment Adviser and may only transact business in the states in which it is registered, properly notice-filed, or exempt from registration. The firm's use of social media and websites is properly disclosed within the latest Form ADV filed (ADV 1A). For information pertaining to the registration of Tactive, please review the Part 2 Brochures and Part 3 Relationship Summary found here: adviserinfo.sec.gov/firm/summary/309311, or you can request this information directly from Tactive upon written request to compliance@tactivewealth.com.

Privacy

Information submitted through the assessment form on this website is used solely for the purpose of preparing for an initial consultation with Jonathan Pace. Your information is not sold, shared, or distributed to third parties. For questions about how your information is used, contact us directly.

Contact

Pace Financial & Insurance Services | 2555 Townsgate Rd, Suite 200, Westlake Village, CA 91362
thepacefinancial.com

For compliance-related inquiries regarding Tactive Wealth Advisors, LLC, please contact compliance@tactivewealth.com.